Business Loans

Fuel Your SME Growth with Flexible Financing Solutions

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BUSINESS FINANCING

Empower Your SME with Quick Access to Capital

Our business loans are specifically designed for Small and Medium Enterprises (SMEs) across Zimbabwe. Whether you need working capital, order financing, or invoice discounting, we provide flexible solutions tailored to your business cash flow.

"Targeting SMEs with flexible repayment terms and financing solutions based on your actual business cash flows."

Up to 6 Months

Flexible repayment period.

Cash Flow Based

Loan amount depends on your business cash flow

KEY FEATURES

Why SMEs Choose Payhouse Finance

We understand the unique challenges SMEs face and provide solutions that work

SME Focused

Specifically targeting Small and Medium Enterprises with tailored solutions.

6 Months Repayment

Flexible repayment terms of up to 6 months to ease your cash flow burden.

Cash Flow Based

Loan amounts determined by your actual business cash flows, not arbitrary limits.

Flexible Collateral

Collateral may be requested for large amounts, but we work with your situation.

Eligibility Requirements
REQUIREMENTS

What You Need to Apply

We've made it simple for SMEs to access financing. Here's what you need to get started:

Required Documents

  • Company registration certificate
  • Business bank statements (3-6 months)
  • Cash flow statements/projections
  • Director's national ID
  • Tax clearance certificate
  • Proof of business address
  • Trading licenses (where applicable)

Additional for Specific Products

  • Order Financing: Purchase orders from verified clients
  • Invoice Discounting: Outstanding invoices from credit-worthy customers
  • Large Amounts: Collateral documentation as required
Apply For Business Loan
APPLICATION PROCESS

How to Apply for a Business Loan

Four simple steps to get your SME funded

Submit Application

Fill out our business loan application form online or visit our branch.

Submit Documents

Provide all relevant company documents and cash flow statements.

Assessment & Approval

We review your cash flows and determine your loan amount eligibility.

Receive Funds

Get your business financing and start growing your SME.

SUCCESS STORIES

How SMEs Thrive with Payhouse Finance

Real stories from real business owners across Zimbabwe

"The order financing helped me fulfill a major contract without worrying about supplier payments. My business grew by 150% in just 3 months!"

Tendai M.

Manufacturing SME Owner
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"Invoice discounting solved our cash flow problems. We no longer wait 90 days for payment and can keep operations running smoothly!"

Rudo K.

Wholesale Distribution Business
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"The 6-month repayment term was perfect for my construction business. It aligned with my project timelines and cash flow cycle!"

Joseph N.

Construction SME
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FAQ

Frequently Asked Questions

Got questions about our business loans? We've got answers.

FAQ

Our business loans are specifically designed for Small and Medium Enterprises (SMEs) operating in Zimbabwe with verifiable business operations and cash flows.

Loan amounts depend on your presented cash flows. We assess your business financials to determine an appropriate loan size that you can comfortably repay.

We offer flexible repayment terms of up to 6 months, allowing you to manage your cash flow effectively while repaying the loan.

Collateral may be requested for large amounts. For smaller loans based on strong cash flows, we may not require collateral.

All relevant company documents are required, including registration certificates, bank statements, cash flow statements, tax clearance, and director's identification.

We offer short term loans for working capital, order financing for fulfilling large orders, and invoice discounting to convert outstanding invoices to immediate cash.

  • Boost Your Business _ Instant SME Loans
  • Access Cash Fast _ Same-Day Loan Approval
  • Flexible Repayments _ Tailored for Your Needs
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Ready to Take the Next Step?

Get your loan processed today. Apply in minutes, get approved in hours.

Access instant loans, flexible payments, and secure financial solutions designed for individuals and businesses like you.

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