Personal Salary Based Loans

Quick Cash Loans for Public Sector, Private Sector & Pensioners

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PERSONAL FINANCING

Get Cash Today with Our Salary-Based Loans

Our personal loans are designed for employees and pensioners who need quick access to cash. Whether you're a public sector employee, selected private sector worker, or a Government of Zimbabwe pensioner, we've got you covered with same-day approval and flexible disbursement options.

"No collateral required. Same-day approval. Get cash, Ecocash, or bank transfer instantly!"

No Collateral

No assets required.

Same Day Approval

Get approved today.

KEY FEATURES

Why Choose Our Personal Loans

Fast, flexible, and designed for your convenience

No Collateral Required

No need to pledge assets or property. Your salary is your security.

Same Day Approval

Apply today and get approved the same day. No long waiting periods.

Flexible Disbursement

Choose cash, Ecocash, or bank transfer. Whatever works best for you.

Salary-Based Limits

Loan amounts from $100 up to a limit based on your net salary.

Loan Details
LOAN DETAILS

How Our Personal Loans Work

Loan Amount

  • Minimum: $100
  • Maximum: Depends on your net salary
  • We assess your affordability based on your take-home pay

Disbursement Options

  • Cash: Collect from any branch
  • Ecocash: Instant mobile money transfer
  • Bank Transfer: Direct to your account

Processing Time

  • Application Review: Within hours
  • Approval: Same day for qualifying applicants
  • Disbursement: Same day upon approval
Apply For Personal Loan
REQUIREMENTS

What You Need to Apply

Simple documentation for quick processing

Payslip

Your most recent payslip showing your current salary details.

National ID

Valid national identification card for verification purposes.

Bank Statement

Recent bank statement showing your salary payments.

Proof of Residence

Utility bill or any document confirming your address.

APPLICATION PROCESS

How to Apply for a Personal Loan

Four simple steps to get your cash today

Submit Application

Fill out our simple online form or visit our branch with your documents.

Submit Documents

Provide payslip, ID, bank statement, and proof of residence.

Get Approved

Same-day approval for qualifying applicants. No long waits!

Receive Your Money

Choose cash, Ecocash, or bank transfer. Get your funds today!

SUCCESS STORIES

What Our Customers Say

Real experiences from people just like you

"I needed emergency cash for medical bills. Payhouse approved my loan the same day and sent it via Ecocash. Absolutely amazing service!"

Grace M.

Public Sector Teacher
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"As a pensioner, I thought getting a loan would be difficult. Payhouse made it so easy! Got my money in cash the same day."

Mr. Moyo

GoZ Pensioner
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"Quick, professional, and hassle-free! I got my loan approved in hours with just my payslip and ID. Highly recommend Payhouse Finance!"

Tafadzwa N.

Private Sector Employee
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FAQ

Frequently Asked Questions

Got questions about our personal loans? We've got answers.

FAQ

Public sector employees, selected private sector employees, and all Government of Zimbabwe pensioners are eligible to apply for our personal salary-based loans.

No, our personal salary-based loans do not require any collateral. Your employment and salary are sufficient security.

We offer same-day approval for qualifying applicants. Once approved, you can receive your funds immediately via cash, Ecocash, or bank transfer.

The minimum loan amount is $100. The maximum loan limit depends on your net salary. We assess your affordability to determine how much you can borrow.

You need your latest payslip, national ID, bank statement, and proof of residence. That's all!

You can choose to receive your loan via cash (collect from branch), Ecocash (instant mobile money), or bank transfer (direct to your account).

Apply Now
NEED CASH TODAY?

Apply for Your Personal Loan Now

Join thousands of satisfied customers who trust Payhouse Finance for quick, hassle-free personal loans. Same-day approval, no collateral required!

No collateral required
Same-day approval
From $100 minimum
Cash, Ecocash, or transfer
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