Our personal loans are designed for employees and pensioners who need quick access to cash. Whether you're a public sector employee, selected private sector worker, or a Government of Zimbabwe pensioner, we've got you covered with same-day approval and flexible disbursement options.
"No collateral required. Same-day approval. Get cash, Ecocash, or bank transfer instantly!"
No assets required.
Get approved today.
Fast, flexible, and designed for your convenience
No need to pledge assets or property. Your salary is your security.
Apply today and get approved the same day. No long waiting periods.
Choose cash, Ecocash, or bank transfer. Whatever works best for you.
Loan amounts from $100 up to a limit based on your net salary.
Simple documentation for quick processing
Your most recent payslip showing your current salary details.
Valid national identification card for verification purposes.
Recent bank statement showing your salary payments.
Utility bill or any document confirming your address.
Four simple steps to get your cash today
Fill out our simple online form or visit our branch with your documents.
Provide payslip, ID, bank statement, and proof of residence.
Same-day approval for qualifying applicants. No long waits!
Choose cash, Ecocash, or bank transfer. Get your funds today!
Real experiences from people just like you
"I needed emergency cash for medical bills. Payhouse approved my loan the same day and sent it via Ecocash. Absolutely amazing service!"
"As a pensioner, I thought getting a loan would be difficult. Payhouse made it so easy! Got my money in cash the same day."
"Quick, professional, and hassle-free! I got my loan approved in hours with just my payslip and ID. Highly recommend Payhouse Finance!"
Got questions about our personal loans? We've got answers.
Public sector employees, selected private sector employees, and all Government of Zimbabwe pensioners are eligible to apply for our personal salary-based loans.
No, our personal salary-based loans do not require any collateral. Your employment and salary are sufficient security.
We offer same-day approval for qualifying applicants. Once approved, you can receive your funds immediately via cash, Ecocash, or bank transfer.
The minimum loan amount is $100. The maximum loan limit depends on your net salary. We assess your affordability to determine how much you can borrow.
You need your latest payslip, national ID, bank statement, and proof of residence. That's all!
You can choose to receive your loan via cash (collect from branch), Ecocash (instant mobile money), or bank transfer (direct to your account).
Join thousands of satisfied customers who trust Payhouse Finance for quick, hassle-free personal loans. Same-day approval, no collateral required!